Terms Of Use

Universal Securities & Investments Limited t/a Mufti Remit (“We”/”Our”/”Us”/”Mufti Remit”) provides this website to each of its users (“You”/”Your”/”Yourself”) as a free service. Your use of and access to this website constitutes Your agreement to all the Terms of Use set out below and the Privacy Policy.


1.1 Although anyone may be able to access the website, some of the services featured are only directed at and are only available to and for use by residents of the United Kingdom.


2.1 This website contains specific information about our services and products including application forms and terms and conditions relating to them. In connection with any product or service the relevant application forms and guidelines and terms and conditions shall apply in relation to any application for or agreement entered into with respect to any such product or service. In addition information is made available on this website which is intended for general information purposes only. We do not accept any liability for any loss arising as a result of reliance on the general information contained on this website. In the event of any conflict between the terms and conditions relating to any product and service and these Terms of Use the former shall prevail.

2.2 This website is owned by Mufti Remit and is protected by copyright and database rights. You acknowledge that all trademarks (registered or unregistered) and all other names, images or logos used in providing this service and/or identifying the products and services featured on this website shall remain the property of Mufti Remit at all times.


3.1 You shall not copy, adapt, download or otherwise use for any purpose the information contained on this website, save as expressly permitted in connection with any application for a product or service featured on this website; for enquiring about any of the products or services featured on this website; or for the downloading and temporary storage of one or more of these website pages for the purpose of viewing on a personal computer or terminal.

3.2 For the avoidance of doubt You shall not be entitled to reproduce, permanently store, or retransmit the contents of this website without Our prior written consent.

3.3 Whilst We retain the right to establish any hypertext links* between this website and any third party website at Our discretion, You agree that You will not create any hypertext links or deep links** between this site and any third party site without Our express written consent.

3.4 If You choose to use such a link as detailed in Clause 3.3 then You will leave this website. Once You leave this website, whether or not You realise that You are leaving, We are no longer in anyway responsible for the material or products or features offered on the other website that You enter. Any dealings between You and such third party website operator, or parties connected therewith, are between You and such third party/parties and We are not responsible for any losses or damages that may arise from any such dealings.

3.5 You must not :

3.5.1 Introduce or attempt to introduce any virus or any other contaminant to the website or any of Our systems;

3.5.2 In any way attempt to access, alter, de-compile, reverse engineer, destroy or otherwise tamper with any part of the website or any of Our systems;

3.5.3 Interfere with the use of another person’s access to or use of the website;

3.5.4 Obtain access to information relating to another person which is on Our system;

3.5.5 Use or attempt to use the website or any of Our systems for any unlawful or immoral purpose;

3.5.6 Use the website for any commercial purpose;

3.5.7 Use the website or any of Our systems to create a database (electronic or otherwise) that includes material downloaded or otherwise obtained from the website or any of Our systems.


4.1 Any personal details We collect from You We will only use in accordance with Our Privacy Policy which can be found on this website.

4.2 We may update this website from time to time and the content of or the services featured on the website are subject to change at any time without notice. While We try and ensure that all information on Our website is accurate, errors may occur and We accept no liability for such errors. If We discover an error We will amend the website as soon as reasonably possible.

4.3 We may edit these Terms of Use from time to time. If We make any substantial changes We will notify You by posting a prominent announcement on Our home page.

4.4 To the extent permitted by any applicable law, Mufti Remit:

4.4.1 exclude any liability and express or implied warranties (including, but not limited to, any express or implied warranties as to fitness for purpose, accuracy and completeness of content, quality and availability), relating to Your access and use of the website and as to the content featured on the website.

4.4.2 exclude liability for any claims, loss or damage (including, but not limited to, any direct, indirect, special, incidental or consequential damage) (including the loss of profit) relating to Your access and use of the website and as to the content featured on the website.

4.5 Nothing in these Terms of Use excludes or restricts Our liability for death or personal injury resulting from Our negligence.


5.1 We shall be entitled to suspend or terminate Your access to the website if We become aware and determine that You have breached any of these Terms of Use.


6.1 You are responsible for getting an appropriate connection with a telecommunications provider in order to access the website.

6.2 You shall be responsible for the costs of all charges You incur in accessing and using the website.

6.3 You may not transfer or try to transfer any of Your rights and responsibilities under these Terms of Use. We may transfer any of Our rights and responsibilities without Your permission.

6.4 The headings in these Terms of Use are for convenience only and shall not affect the meaning of these Terms of Use.

6.5 These Terms of Use shall be governed by and construed in accordance with English law and subject to the exclusive jurisdiction of the English Courts.


7.1 If You have any questions about Our Privacy Policy, the Terms of Use or any other aspect of this website please contact us at:

Universal Securities & Investments Limited Suite 327 The Linen Hall 162-168 Regent Street London. W1B 5TB

Telephone: 0203 150 3312

E-mail: info@muftiremit.com

Office Opening Times: Monday-Friday, 9.30am – 5.00pm

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